HCT Privacy Statement

What This Privacy Policy Covers

This policy covers how Hill Country Tundra (HCT) treats personal information that Hill Country Tundra (HCT) collects and receives, including information related to your past use of Hill Country Tundra (HCT) products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This policy does not apply to the practices of companies that Hill Country Tundra (HCT) does not own or control or to people that Hill Country Tundra (HCT) does not employ or manage.

Information Collection and Use

General

Hill Country Tundra (HCT) collects personal information when you register with Hill Country Tundra (HCT), when you use Hill Country Tundra (HCT) products or services, when you visit Hill Country Tundra (HCT) pages or the pages of certain Hill Country Tundra (HCT) partners, and when you enter promotions. Hill Country Tundra (HCT) may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with Hill Country Tundra (HCT) and sign in to our services, you are not anonymous to us.

Hill Country Tundra (HCT) collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

Hill Country Tundra (HCT) automatically receives and records information on our server logs from your browser, including your IP address, Hill Country Tundra (HCT) cookie information, and the page you request.

Hill Country Tundra (HCT) uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Information Sharing and Disclosure

Hill Country Tundra (HCT) does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

We provide the information to trusted partners who work on behalf of or with Hill Country Tundra (HCT) under confidentiality agreements. These companies may use your personal information to help Hill Country Tundra (HCT) communicate with you about offers from Hill Country Tundra (HCT) and our marketing partners. However, these companies do not have any independent right to share this information.

We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing Hill Country Tundra (HCT) to collect and use their child's information without consenting to Hill Country Tundra (HCT) sharing of this information with people and companies who may use this information for their own purposes;

We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;

We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Hill Country Tundra (HCT)’s terms of use, or as otherwise required by law.

We transfer information about you if Hill Country Tundra (HCT) is acquired by or merged with another company. In this event, Hill Country Tundra (HCT) will notify you before information about you is transferred and becomes subject to a different privacy policy.

Hill Country Tundra (HCT) displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.

Hill Country Tundra (HCT) does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.

Hill Country Tundra (HCT) advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

Cookies

Hill Country Tundra (HCT) may set and access Hill Country Tundra (HCT) cookies on your computer.

Hill Country Tundra (HCT) lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Hill Country Tundra (HCT)’s cookies.

Hill Country Tundra (HCT) uses web beacons to access Hill Country Tundra (HCT) cookies inside and outside our network of web sites and in connection with Hill Country Tundra (HCT) products and services.

Your Ability to Edit and Delete Your Account Information and Preferences

General

You can edit your Hill Country Tundra (HCT) Account Information, including, at any time.

New categories of marketing communications may be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.

We reserve the right to send you certain communications relating to the Hill Country Tundra (HCT) service, such as service announcements, administrative messages and the Hill Country Tundra (HCT) Newsletter, that are considered part of your Hill Country Tundra (HCT) account, without offering you the opportunity to opt-out of receiving them.

You can delete your Hill Country Tundra (HCT) account by visiting our Account Deletion page.

Confidentiality and Security

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Changes to this Privacy Policy

Hill Country Tundra (HCT) may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Hill Country Tundra (HCT) account or by placing a prominent notice on our site.

Hill Country Tundra (HCT) Inc.
Customer Care - Privacy Policy Issues
3903 Lake Park Cove
Lago Vista, TX 78645
(512) 267-77783

Effective Date: January 1, 2006